Insurance Made Simple. Independent Certified Insurance Agent on the California Health Exchange and Independent Agent on the Private Marketplace. Unlike the Captive Insurance Agencies, that have limitations on the plans they can carry, I am able to offer most of the plans available.

I help small businesses (100 or less employees) find the right coverage for them; giving them the options they need to attract and retain the employees they want. I offer services to help them understand their regulatory compliance as it relates to the group health and benefits plans. I offer families and other households find the right health plan either on or off the California Exchange, depending upon wages or income and other factors.  As a health and life insurance agent, I consult with small groups, families and individual and educate them on their health, dental, vision, long term care, critical and chronic illnesses, foreign travel, short term health, blanket plans and life insurance needs. I help with the application process (as they wish) to make sure all their questions are answered. For those turning 65, we go through the basics and then answer any questions they may have in making a choice for the Drug Plan, Supplement Plan or Advantage plan. For those over 65, we review their coverage annually to make sure the right health and drug plan is in place. 

My Life insurance specialties include (but not limited to) Legacy Plans, Retirement and Annuity Plans, Business Succession Plans, Buy/Sell Agreements, Key Person Plans, Traditional and Non Traditional Whole Life, Universal Life, and Term Life Plans.